Early cancer detection: the health insurance fund pays for these screenings

If cancer is detected early enough and then treated in a targeted manner, the chances of recovery are often very good to good. The health insurance companies offer a comprehensive cancer screening program. And you should definitely take advantage of these preventive examinations, which are free of charge. Here are the most important ones:

Eine Reihe von Untersuchungen zur Früherkennung der Krankheit werden von den Kassen gezahlt.© iStock
A number of examinations for the early detection of the disease are paid for by the health insurance companies.

➜ Breasts: From the age of 30, the gynecologist will examine the breasts and the associated lymph nodes during the annual check-up. They also show patients how to examine their breasts themselves. Women should do this at least once a month, preferably while lying down. Between the ages of 50 and 70, mammograms are covered by health insurance every two years.

➜ Bowel: From the age of 50, the proctologist performs a palpation examination every year and tests the stool for hidden blood to rule out bowel cancer. From the age of 55, the health insurance covers the costs of a colonoscopy every ten years or, optionally, a paper strip test for hidden blood in the stool every two years. Experts recommend a colonoscopy to rule out any risk. Polyps in the bowel are also removed.

➜ Prostate: Men should see a urologist every two years from the age of 45. He will examine the external genitalia and palpate the prostate. He can detect small indurations, such as those that occur with prostate cancer. If this examination reveals any suspicion, an ultrasound is performed and a tissue sample is taken.

Cervical cancer: From the age of 20, the gynecologist examines the entire genital area annually for changes. He takes a small amount of vaginal secretion from the vagina with a cotton swab to examine it under the microscope for any signs of infection. He will also take a smear from the cervix and the neck of the womb. The cells taken are examined microscopically for possible changes (Pap test). The laboratory can determine whether there are cell changes due to cervical cancer or its precursors.

Skin: From the age of 35, people with health insurance can have themselves checked for skin cancer every two years by a dermatologist or a specially trained general practitioner. The entire body, including the head, is checked. Both black skin cancer, known as malignant melanoma, and white skin cancer can be detected during the examination.