Everyone knows mini-jobs, but not necessarily mini-jobs. Unlike a mini-job, you pay into social insurance and also - and this is important - acquire pension entitlements. As the income threshold for midi jobbers is being raised as part of the pension reform on July 1, more than 3.5 million employees in Germany are now considered midi jobbers.
Upper earnings limit for midi jobbers raised
Previously, employees with a midi job were allowed to earn between 450.01 and 850 euros per month. From now on, the upper limit is 1,300 euros. However, it is permitted to occasionally exceed the maximum monthly earnings limit as long as the average monthly income is below 1,300 euros.
Lower social security contributions for midi jobs
Unlike mini-jobs, social security contributions must be paid for midi-jobs. However, these are lower for midi jobs than for a normal part-time or full-time employment relationship. And that is definitely a good thing. Anyone who previously earned between €850 and €1,300 no longer has to pay the full social security contributions, but only the amount calculated individually on the basis of actual earnings. So from now on you have more net from gross. Attention! Anyone who works in a midi job in addition to a job subject to social security contributions is not entitled to these benefits.
Pension entitlements
The pension reform stipulates that midi-jobbers still have full pension entitlements despite reduced social security contributions. This means that although they pay in less, they will not have less money at their disposal in old age. This benefits employees who were previously employed in a "normal" employment relationship. And 70 percent of these are women, who often work in the catering or retail sectors.
Sick pay
Unlike mini-jobs, employees with midi-jobs have to pay their own health insurance contributions and cannot, for example, remain in a family insurance scheme. Like mini-jobbers, midi-jobbers are entitled to up to six weeks' sick pay. In addition, midi jobbers are also entitled to sick pay, which is paid by the health insurance company for up to 78 weeks.
Vacation days
Employees with midi jobs are basically no different from full-time employees in terms of employment law. They have a statutory entitlement to vacation. With a five-day week, this amounts to 20 vacation days per year.
And what about taxes?
If the midi job is the first job, the "normal" tax class is always used for the tax return. With tax class I (1) to IV (4), the midi job is even partially tax-free. With tax class V (5) or VI (6), income tax is due. An employment relationship is automatically considered a midi job as soon as the income is less than 1,300 euros per month. You don't have to do anything.
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